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UMTB online Terms and Conditions
 
8 January 2008
 
IMPORTANT LEGAL NOTICE
 
ATTENTION: This legal notice applies to the entire contents of the Website under the domain name Umtb.co.uk (Website) and to any correspondence by e-mail between us and you. Please read these terms carefully before using the Website. Using the Website indicates that you accept these terms. If you do not accept these terms, do not use the Website. This notice is issued by Mizrahi Tefahot Bank Limited (the Bank).
 
1. INTRODUCTION
 
1.1     By accessing any part of the Website, you shall be deemed to have accepted this legal notice in full. If you do not accept this legal notice in full, you must leave the Website immediately.
 
1.2     The Bank may revise this legal notice at any time by updating this posting. You should check the Website from time to time to review the then current legal notice, because it is binding on you. Certain provisions of this legal notice may be superseded by expressly designated legal notices or terms located on particular pages at the Website.
 
2. FINANCIAL/LEGAL/TAX PROVISIONS
 
2.1     The information contained on this Website is intended for informational purposes only. It does not constitute or contain, and shall not be construed as constituting or containing, any legal, financial, business or tax advice. Nothing on this Website constitutes an offer or any solicitation of an offer or any recommendation by the Bank in respect of any kind of investment or other product or instrument. None of the information on this Website should be used as the basis for taking any action without first contacting your Account Relationship Manager or any other manager at the Bank or a solicitor, financial advisor or, as appropriate, tax professional for legal, financial or tax advice.
 
2.2     Nothing on the Website constitutes an offer or undertaking by the Bank to grant any credit or provide any other service or product to any existing or prospective customer. Credit or any other service or product will only be granted at the sole discretion of the Bank and on such terms as the Bank shall require.
 
2.3     The Bank is covered by the Financial Ombudsman Service.
 
3. LICENCE
 
3.1     You are permitted to print and download extracts from the Website for your own use on the following basis:
 
     
3.1.1   no documents or related graphics on the Website are modified in any way;
 
     
3.1.2   no graphics on the Website are used separately from the corresponding text; and
 
     
3.1.3   the Bank's copyright and trade mark notices and this permission notice appear in all copies.
 
3.2     Unless otherwise stated, the copyright and other intellectual property rights in all material on the Website (including without limitation photographs and graphical images) are owned by the Bank or its licensors. For the purposes of this legal notice, any use of extracts from the Website other than in accordance with clause 3.1 for any purpose is prohibited. If you breach any of the terms in this legal notice, your permission to use the Website automatically terminates and you must immediately destroy any downloaded or printed extracts from the Website.
 
3.3     Subject to clause 3.1, no part of the Website may be reproduced or stored in any other website or included in any public or private electronic retrieval system or service without the Bank's prior written permission.
 
3.4     Any rights not expressly granted in these terms are reserved.
 
4. DISCLAIMER
 
4.1     While the Bank endeavours to ensure that the information on the Website is correct, the Bank does not warrant the accuracy and completeness of the material on the Website. The Bank may make changes to the material on the Website, or to the products and prices described in it, at any time without notice. The material on the Website may be or become out of date, and the Bank makes no commitment to update such material.
 
4.2     The material on the Website is provided "as is", without any conditions, warranties or other terms of any kind. Accordingly, to the maximum extent permitted by law, the Bank provides you with the Website on the basis that the Bank excludes all representations, warranties, conditions and other terms (including, without limitation, the conditions implied by law) which, but for this legal notice, might have effect in relation to the Website.
 
5. LIABILITY
 
5.1     The Bank, any other party (whether or not involved in creating, producing, maintaining or delivering the Website), and any of the Bank's group of companies and the officers, directors, employees, shareholders or agents of any of them, exclude all liability and responsibility for any amount or kind of loss or damage that may result to you or a third party (including without limitation, any direct, indirect, punitive or consequential loss or damages, or any loss of income, profits, goodwill, data, contracts, use of money, or loss or damages arising from or connected in any way to business interruption, and whether in tort (including without limitation negligence), contract or otherwise) in connection with the Website in any way or in connection with the use, inability to use or the results of use of the Website, any websites linked to the Website or the material on such websites, including but not limited to loss or damage due to viruses that may infect your computer equipment, software, data or other property on account of your access to, use of, or browsing the Website or your downloading of any material from the Website or any websites linked to the Website.
 
5.2     Nothing in this legal notice shall exclude or limit the Bank's liability for death or personal injury caused by negligence, fraud, misrepresentation 
 
5.3     If your use of material on the Website results in the need for servicing, repair or correction of equipment, software or data, you assume all costs
thereof.
 
6. GOVERNING LAW AND JURISDICTION
 
      This legal notice shall be governed by and construed in accordance with English law. Disputes arising in connection with this legal notice shall be subject to the exclusive jurisdiction of the English courts.
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